These non-profit organizations are not immune from litigation. Church members can be sued for the decisions they make. Employment related laws are the same for any type of organization. Most churches have an annual budget that is less than the average cost to defend a claim by litigation. In addition, churches have a large General Liability and Property loss exposure.
Make sure that you have all of the coverage needed. Our All-In-One policy is designed for all types of religious faiths with the opportunity to include General Liability, Property Insurance, Directors & Officers Liability/Employment Practices Liability.
Coverage Highlights:
- Separate Limits of Liability for D&O/EPL and GL
- Defense Outside the Limit of Liability for D&O/EPL
- Third Party Sexual Harassment and Third Party Discrimination Coverage for Employment Practices Liability
- Mental Anguish and Emotional Distress included in the General Liability definition of Bodily Injury
- Abuse & Molestation Sub-Limit and Pastoral Professional included in the General Liability limits
Please Note: coverages may vary according to class of risk and market conditions