This product is designed for Fraternal Clubs and Private Membership Groups to provide a broad array of coverages needed on one policy. There are many exposures that a club can be held liable for, such as the actions of members or other persons serving alcohol in violation of state laws, mismanagement of club funds, and slip and falls that occur on the club premise.
Make sure that you have all of the coverage needed. Our All-In-One policy is designed for all types of religious faiths with the opportunity to include General Liability, Property Insurance, Directors & Officers Liability/Employment Practices Liability.
Coverage Highlights:
- Separate Limits of Liability for D&O/EPL and GL
- Defense Outside the Limit of Liability for D&O/EPL
- Third Party Sexual Harassment and Third Party Discrimination Coverage for Employment Practices Liability
- Mental Anguish and Emotional Distress included in the General Liability definition of Bodily Injury
- Club members included as an additional insured
Please Note: coverages may vary according to class of risk and market conditions