Our Janitorial Services Insurance Program provides comprehensive coverage for the unique exposures faced by today’s janitorial contractors. This product targets risks that perform interior cleaning of office, residential or mercantile properties. This policy automatically includes a number of coverages vital to the janitorial services industry such as Contractors Equipment Floater, Rental Reimbursement, Lost Key Coverage and a Property Damage Extension. All coverages are provided on a single policy. Program will consider Floor Waxing exposures up to 50% of total operations.
Coverage Features:
- Expanded definition of Bodily Injury to include sickness or disease caused by Mental Anguish and Emotional Distress
- Defense Cost Coverage provided outside the limit of liability
- No Liability Deductible
- Lost Key Coverage available up to a $25,000 limit
- Property Damage Extension available at $5,000 per occurrence/$25,000 aggregate
- Rental Reimbursement available at up to $250 per day/$5,000 any one loss
Don't forget to quote Worker's Compensation for this risk!
Please Note: coverages may vary according to class of risk and market conditions