Non Profit Directors & Officers Liability From The Brokers' Preferred Wholesale Solution

Is a Director or Officer of a Non-Profit Organization Immune from Liability?

Immunity does not prevent an organization from being sued
Immunity typically applies to volunteers, not to paid employees or the organization itself
Nearly 85% of Non Profits have an annual budget that is less than the average cost to defend a claims closed by litigation
The Personal Assets of the Directors and/or Officers are at risk

Why include Employment Practices Liability coverage on the Directors & Officers Liability policy?

Employment-related laws are the same for any type of organization
Over 90% of the claims against Non-Profit organizations are Employment Practices-related
These Employment Practices claims may include Wrongful Termination, Third Party Sexual Harassment, and Third Party Discrimination

Broad Coverage Features Include:

Defense Outside the Limit of Liability on all Claims
Separate Limits of Liability for D&O and EPL Claims – D&O limit not eroded by employment claims
Punitive Damages, where insurable by law, included automatically
Third Party Sexual Harassment and Third Party Discrimination Coverage
Unlimited Extended Reporting Period for Former Directors and Officers – Occurrence feature for former D&O’s
Coverage for both Monetary and Non-Monetary Claims
Coverage for Outside Directorship Liability

Eligible Classes include:

Please Note: coverages may vary according to class of risk and market conditions